Entries for the ‘finance’ Category

Natwest Offers

First time mortgage, moving home, or just re-mortgaging, Natwest think they have the offer for you. Their mortgage calculator should be able to tell you what your monthly repayments would be or, just tell you how much you could borrow. With the recent drops in interest rates from the Bank of England still not filtering [...]

Natwest Cash ISA 7.32% AER

Natwest are offering a new casg iSA with a 7.32% AER with as little as £1 investment and a maximum of £3600 for the 2008/2009 financial year. You can make deposits at any time, up to the £3600 limit and make withdrawals without any charges.

Great Rate Mortgage from Natwest

Natwest have a limited offer on fixed rate mortgages, starting at just 5.99%. It’s fixed at 5.99% for 2 years (unitl 31/10/2010), and then switches to 7.19% variable for the remainder of the mortgage term. The overall rate for comparison is 7.3% APR

Saga Travel Insurance

Saga Travel Insurance offers great value cover for theover 50′s with all the features you would expect: Single trip or annual multi-trip insurance Cover for your friends and family, regardless of age Discounts for partners

Daily Star Mortgages

Why get mortgage advice from the Daily Star? Unlike internet mortgage providers, their online system compares the market in minutes and has a unique on-line application facility, so you can do it all online. Deals customised to your personal circumstances Expert help to guide you Compare the whole mortgage market Simplie mortgage application Use the [...]

Eon Energy Price Protection

Get yourself protected from the expected winter fuel prices rises with the Eon Energy Price Protection plan. Your energy prices will be fixed until October 2009, keeping those increased prices at bay. While I write this little article, the Eon website is running very slowly, so lots of people are on their website, probably looking [...]

British Gas Energy Savings Report

Take the free online energy Savings Report from british gas and you could end up saving £444 by improving the efficiency of your home and the way you use your appliances. It’s really simple to do and the end report shows gives you a snapshot of your current use, and recommendations on how to improve [...]

British Gas Fixed Prices

British Gas are now offering a fixed priced deal that will run until 2012. How nice for them to offer it just after bumping their prices by a large amount! Still, if you want to fix your energy prices, it may well be a good idea to sign up now.

Cheltenham & Gloucester Mortgage

Get a fixed rate mortgage until 2013 and 6000 airmiles when you switch to a Cheltenham & Gloucester mortgage. The fixed rate is 6.15% until 31st Octover 2013, and after that it moves to their standard variable rate of interest which is currently 7.00%

Saga Top 5 Tracker account 6.20 % AER

If you want a great online interest rates but don’t want the hassle of moving your money around when rates change, the Saga Top 5 Tracker account is you you. They guarantee to pay pay 0.25% below the average of the Top 5 online best buy variable rate internet accounts, or better until 31 May [...]

Yorkshire Building Society Cashback Mortgage

Another mortgage offer from Yorkshire BUilding Society ~ get £500 cashback when you complete your mortgage combined with 2 year fixed rate of 4.99% follwed by their standard variable rate which is currently 6.90%

Saga House Insurance

Buy your house insurance online from Saga and save up to 1/3 on home insurance and for a limited time you can enter a competition to win free home energy for a year when you get a home insurance quote. If you  go on to buy insurance from Saga, they add another entry into the [...]

Switch energy supplier today & save

Beat the energy price rises by comparing all the energy deals available today. The EnergyHelpline compares all of the UK supplier’s energy deals and shows you how much you could save. If you’re after a capped or fixed price deal on gas and electricity, you’ll have to act quickly as the best deals are disappearing [...]

Capped Energy Deals & Capped Energy Suppliers

With British Gas pumping up gas prices by 35%, now could be the time to switch to a capped energy deal to protect yourself against further increases from British Gas, EDF, EON, Scottish Power, or any other energy supplier.

Saga Equity Release

If you’re over 60 and own your house, then you could release some of the money invested in your house as a lump sum of cash to spend on your retirement years. Saga are specialists in financial services and holidays for the over 50′s but are not independent financial advisors, so you should really consult [...]

Mirrorsure Equitly Release Guide

If you’re aged between 55 and 95, own your home, and don’t have a mortgage, or very little left to pay, then you could release some of the cash tied up in your home to spend in your later years. Equity release has had some mixed press over the last couple of years and may [...]

Yorkshire Building Society Mortgage

If you’re after a fixed interest mortgage deal, the Yorkshire building society could have the answer. Before you get too excited you need to come up with 25% of the house value as a deposit as they will only pay up to 75% loan to value.

Alliance & Leicester £100 Switcher

If you switch your current account online, Alliance & Leicester will give you £100 ! Not only that, but they’ll give you free multi-trip European travel insurance, 24/7 banking, and will not charge any monthly fees when you account is in credit.

IVA Expert

You can easily find yourself in debt for many reasons; overspending on credit cards, redundancy, workplace injuries to name a few. The problem with debt is thatif you are unable to pay off the interest you owe, the debt continues to grow and you end up in a downward spiral. The emotional and physical stress [...]

American Express Platinum 5% Cashback Card

Do you want to get 5% cashback on your credit card purchases for the first three month? If you do, the American Express Platinum Cashback credit card is the one for you. It has a limit of £100 for the first three months, and after that it drops to 1.25% cashback without a limit on [...]

Clydesdale Bank online Growth Account

The growth account from Clydesdale Bank offers you a guaranteed rate of up to 6.75% AER when the account is held open for the full term. Guaranteed rate of up to 6.75% gross AER Best rate if deposit is held for the full 36 month term 36 month term Minimum deposit of £2,000 Maximum deposit of £5,000,000

Unsecured Personal Loans

There comes a time in everyone’s life when they need a bit of extra cash for any number of things from a new car to a fancy wedding. “Unsecured” doesn’t sound too friendly, but it’s better than a secured loan as you can’t lose your home with an unsecured loan!

NS&I Inflation Beating Savings

The NS&I inflation-beating savings plan increases the value of your investment in line with  the RPI inflation rate, and also pays you interest. NS&I returns are tax-free, so the tax man keeps his hands off, and your money grows in value compared to the increasing cost of living.

Bradford and Bingley 7% AER Savings Bond

Get a guaranteed 7% AER interest rate with a 12 month bond from Bradford and Bingley if you’ve got £50k to invest. For those of us with a bit less you can still get 6.75% AER on investments between £5,000, and £50,000 As with most bonds you can’t invest any extra cash, or take any [...]

Bank Of Scotland Instant Access Savings Account

If you have at least £1 to invest with the Bank of Scotland, and don’t need to make more than 4 withdrawals a year, the Instant Access Saver can get you 6.5% AER,