If you want some piece of mind when it comes to your monthly outgoings, the 3 year fixed rate mortgage from Lloyds TSB may be the mortgage for you. At just 4.39% for 3 years and the standard variable rate after that you can fix your outgoings rather than seeing what happens to interest rates every day. The current standard rate is 3.00% and the overall cost is 3.50% APR.

The are also knocking £100 off the normal £995 product fee, and for every completed fixed mortgage Lloyds will give £100 to help Team GB and ParalympicsGB athletes get ready for the London 2012 Olympics. Not a great benefit to you, but they need every penny. There is an early repayment charge in place, but you can repay up to 10% of the balance each year without incurring a charge. See lloydstsb.com/incontrol for full details of early repayment charges.

This 3 year fixed rate deal may be withdrawn at any time, and as with all mortgages your home may be repossessed if you don’t keep up repayments on your mortgage.

This review was posted on Wednesday, February 25th, 2009 and the offer details may have changed or ended since writing or updating. Check the company website for up to date information on offers.

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