Not many people know that nearly 78% of all savings accounts in te UK earn less than the Bank of England base rate! The chances are that you have one of those accounts, and you’re wasting interest that you could be earning with the Bradford and Bingley. They have introduced a new savings account that is guaranteed to pay a competitive rate, by staying 0.25% above the Bank of England base rate for life, so at the moment, thats 5.25% AER.

You have to invest a minimum of £1000, and make sure you check the terms and conditions if your balance drops below that level. You can withdraw your money via BACS and you can manage your account online.

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