The problem with some insurance companies is that they give you a quote based on the value of your home and contents, and the postcode where you live. What they don’t take into account is the way you treat your home and the things you’ve collected over the years. It has been shown that the over 50′s take more care of their posessions than the younger crowd, and there are a few insurance companies that give you a lower insurance premium because of that.

Here are a list of companies that we know of….

  • Saga Home Insurance
  • Lloyds TSB www.lloydstsbinsurance.co.uk/over50s
  • RIAS Home Insurance
  • Castle Cover Home Insurance

Lloyds TSB have developed the Personal Home Plan insurance policy which rewards those that have a good claims history, and flexible cover options that allows you to pick an choose the cover that you need without having to pay for the bits you don’t

This review was posted on Wednesday, June 25th, 2008 and the offer details may have changed or ended since writing or updating. Check the company website for up to date information on offers.

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