A savings account that doesn’t penalise you for taking your money??? It doesn’t have the best interest rate in the marketplace, but at 4% AER it isn’t that bad, especially when you take the instant access into account. Where can you get this great combination of instant access and 4%? Barclays.I’m sure there are a few terms and conditions lurking in the background so it’s best to read them propery to prevent you getting stung later on. visit www.barclays.co.uk/instant for more information on Barclays Active Savings Account

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